A Michael Broad Blog
It is worth briefly mentioning third-party liability insurance for a dog or a cat. I’m talking about insurance which protects the dog’s owner from a claim for compensation by a person bitten by their dog. The same applies for cats but less so. Standard pet health insurance policies should include third-party liability insurance if …
For a bit of fun, I filled in the form for an insurance quote online on the BOUGHTBYMANY pet insurance website. The intention was to see the end result and to check out the questions. My cat is what the insurance company call a “mixed”. This is a random bred cat in my language. …
How Pet Assure works is important because it is different to normal pet insurance but it is described as the best overall pet insurance of 2020. The website Investopedia describes it as “pet insurance”. I am not a pet insurance expert but it does not look like pet insurance to me. It looks like …
There was already a resistance to taking out cat and dog health insurance because it is not perceived as being good value for money by a significant section of British society, but it’s getting worse because the insurance companies are putting up the premiums quite significantly and some of the prices quoted are astonishing. …
A designated pet savings account at your bank is a good way to manage self-insurance for cat and dog companion health. A little while ago I suggested that self-insurance is a better way to insure your pet’s health because you avoid the administration charges of a big insurance company and their necessity to make …
A guy who worked in the pet insurance business as a loss adjuster knew the drill of the pet insurance businesses he says. The first thing that an insurance company does when it gets a claim is to use the three Rs: “How can we refuse, recoup or reduce this claim”. You can’t blame …
In the UK the Financial Ombudsman Service usefully lists the type of complaints that they see from customers of pet insurance companies. A quick glance at them tells me that they are what I would described as “grey areas”. What I mean is, areas of dispute because the facts of the claim fall between …
This page discusses the top three cat health insurance claims in America as per five pet insurance companies (2018). Trupanion said that their number one insurance claim concerned undiagnosed vomiting and diarrhoea. The second and third were urinary tract infections and kidney disease respectively. ASPCA reported the top three as: gastrointestinal conditions, hyperthyroidism and …
