Cats are Half the Cost of Dogs in First Year

Cost of maintaining cat in first year

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In the first year after adoption new cat owners spend half the amount that dog owners spend on food, bedding, toys, equipment, insurance and vets, a study found.

Typical dog owners spend £4,791 ($6,100) on average in the first year including buying the dog.

By comparison cat owners spend about £2,455 ($3,130) in the first twelve months of ownership including purchasing the cat. Rabbits cost £1,802 and fish are the cheapest at £769. A horse costs £12,654 over the same period.

Nationwide Home Insurance surveyed 2,300 pet owners in the study.

More than half those surveyed put aside money before adopting a pet. They are the ones who are more likely to be aware of the costs. Around 9% of pet adopters used a credit card to fund the expenses. Thirty-eight percent used their savings.

The simple conclusion is that pets are wonderful companions and bring a lot of joy to the family but they are probably more expensive than a lot of people care to think. The costs add up.

Good quality cat food is pricey and we know what vets cost. Although I am sure many savvy cat owners find ways to minimise expenses, this should not be at the expense of the cat’s health. I feel that too many cat owners skimp on taking their cat to the vet when needed. Really, this is a poor judgement. It is well-known that vet bills for cats are on average substantially lower than for dogs.

People who wish to adopt a cat should think hard beforehand. The cost should not put them off but they should be aware of it in order to eliminate the possibility of relinquishment later on.


1 thought on “Cats are Half the Cost of Dogs in First Year”

  1. Thank you for addressing this Michael. The costs for an adopted pet are the same minus the purchase price. Most adoption fees are well under 100$.
    Veterinary bills with Mercy were extremely high as she needed oral surgery so she could have a normal life. Our two kits plus the mommy cat cost us thousands and I found her in the yard.


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