I felt that an infographic would be a great way to present the essentials of pet health insurance. I sometimes also feel that the insurance companies deliberately make things complicated to entice customers to sign up to the kind of policy terms and conditions that are best for the insurer! Cat owners should also note …
The Which? website lists the most expensive breeds of cats and dogs to insure but the information is confused except in one way: it’s expensive and in certain instances the equivalent of insuring your car. The average cost of car insurance in the UK is around £400 depending upon the type of insurance you take …
Cost of pet insurance in UK can be the same as the cost of car insurance (2023) Read More »
Here are 7 tips combined with some reality-check thoughts on how to save cat caregiving costs during the cost-of-living crisis in the UK. A lot of people will want to try and save money over the winter particularly with dramatically escalated gas and electricity charges. There are reports of an increase in cat and dog …
7 tips (and thoughts) on saving cat caregiving costs during the cost-of-living crisis Read More »
This is a complicated subject but there are definitely pros and cons to pet health insurance. I’ll start with the pros i.e. the things that are good about it. But I discuss things as they occur in a flow of consciousness! If I’ve missed something please comment – thanks. The first thing that is good …
As an item on a wish list, I would include a National Health Service for pets. I’m referring to the NHS in the UK which of course is exclusively for people but it begs the question why we can’t have something similar for companion animals. After all, we relate to companion animals as members of …
For a bit of fun, I filled in the form for an insurance quote online on the BOUGHTBYMANY pet insurance website. The intention was to see the end result and to check out the questions. My cat is what the insurance company call a “mixed”. This is a random bred cat in my language. My …
Insurance quotes – random bred cat. Insurance company: BOUGHT BY MANY Read More »
A designated pet savings account at your bank is a good way to manage self-insurance for cat and dog companion health. A little while ago I suggested that self-insurance is a better way to insure your pet’s health because you avoid the administration charges of a big insurance company and their necessity to make a …
A guy who worked in the pet insurance business as a loss adjuster knew the drill of the pet insurance businesses he says. The first thing that an insurance company does when it gets a claim is to use the three Rs: “How can we refuse, recoup or reduce this claim”. You can’t blame a …
The three Rs of pet insurance: “how can we refuse, recoup or reduce this claim” Read More »
It could be argued that pet insurance is not as popular as it could or should be. The take-up is not impressive in the UK (25%) but an exception is Sweden (90%) in the EU (see below). One reason is that it can be uncompetitive when compared to self-insurance i.e. a savings scheme run by …
A little while ago I wrote about the choice between taking out an pet health insurance policy with one of the big companies or “self-insurance”. I favour the latter. Under self-insurance you simply save money and pay for the bigger veterinary bill, if it arrives, out of your savings. Of course, today, savings do not …
Pet insurers need to compete better with self-insurance by providing better value for money policies which are simplified and by being less greedy in the short-term. Very low level of pet insurance In the UK, about 67 percent of domestic dogs and about 84 percent of domestic cats are un-insured for health problems according to …
Pet insurers need to compete better with self-insurance Read More »
