HomeCat HealthWeightIf your cat is overweight disclose it to your pet insurer


If your cat is overweight disclose it to your pet insurer — 2 Comments

  1. How very sad that now pet insurers are taking the view that all health conditions & all injuries are due to obesity. Plainly a nonsense & yet another stick with which to beat the customer and still rake in a shed load of money

    Insurance companies, irrespective of previous practices should issue a definitive list of all the conditions that MUST be declared when initiating the policy. This should apply to human policies too.

    Currently there is no universal, recognised/followed gold standard for weight in humans or animals.

    Out of date BMI tables (incidentally they were compiled by an insurance clerk, employed by the Grand Metropolitan Insurance Company, no doctors or dieticians had any input. The chap who compiled them based the numbers & extrapolated data for females, adolescents & children on the number of very overweight, cigar smoking, junk eating, non exercising males bosses who had heart attacks by the age of 50) are about the only guide we use for humans.

    The vast genetic/environmental differences between humans is not even considered by the bmi charts. They have never been more than a very rough guide. No such table exists for animals and given the variety of breeds and crosses, no table could cope.

    Pet food manufacturers are such massive hypocrites. Look at the complex, deliberately confusing ingredient listed, if you are lucky the calorific content of the food will referred to in the thousands/kilo, 100g units would make it much easier for owners. Looks like no manufacturer has access to larger/readable fonts too!

    I’m digressing into a different & epic argument about pet food ingredients.

    I wouldn’t trust the statement from Petplan.

    At the end of the day we know that extra weight can put us in line for some grim health conditions, but the insurance companies rely on everyone accepting the statement that a particular condition is caused by obesity? Who has ever asked a vet or doctor for the actual evidence.

    For me, keeping a cat/vet account topped up & ready is the way I have chosen to go. It’s sometimes very, very hard but during our hardest times (serious illness, redundancy etc) that money stays untouched. The last thing I want to be doing if one of my cats is ill, is to haggle with a loss adjuster.

    1p on income tax would pay for an NHS for all of our pets and would partially do away with the need for these greed mongering insurance companies.

    • We can’t trust insurance companies of any kind! Thanks for your great comment by the way. Do you want to write an article for the site?

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