Pet insurers are turning down claims because the companion animal is obese

Financial Services Ombudsman finds that pet insurers have wrongfully turned down insurance claims on the basis that the pet is obese

UK: Back in April 2018 there was a news media story about the need for pet owners to watch the weight of the companion animals because insurers were refusing to pay out on the basis that the animals were obese and the injury or illness claimed for was caused by the obesity. At that …

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Commercially it is a mistake in the long-term to breed cats and dogs with baby-like faces

Baby-faced breeds are unhealthy as their anatomy is distorted

For me there is a welcome backlash from some outspoken veterinarians with social media accounts and cat owners against the flat-faced companion animals – both cats and dogs – molded over decades of selective breeding to look like human babies in the expectation that they’ll be more attractive to buyers. The flat-faced pet syndrome …

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Paris Council will subsidise pet health insurance

Parish Council will subsidise pet health insurance for the cats and dogs of Paris

The administrators of Paris, France, have decided to introduce a council-sponsored scheme to subsidize the health insurance of cats and dogs living in the city. It’s believed to be a world first. It will greatly reduce the cost because it is believed that pets are particularly vulnerable in the City of Light. It is …

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Questions to ask yourself before adopting a cat

Should I adopt a cat?

Perhaps the most important moment in cat caregiving is before you start. It’s asking yourself a range of tough questions to check whether you are in a position to do justice to caring for a domestic cat companion. It is tough because instinctively you want to adopt a cat or a dog. Perhaps you’ve …

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Pet health insurance essentials infographic

Pet health insurance

I felt that an infographic would be a great way to present the essentials of pet health insurance. I sometimes also feel that the insurance companies deliberately make things complicated to entice customers to sign up to the kind of policy terms and conditions that are best for the insurer! Cat owners should also note that perhaps the best form of pet health insurance is a personal savings account! Although that does require a lot of self-discipline to ring fence the saving account into which you transfer around £50 per month. Once the savings have built up you have an insurance policy without an expensive admin fees. It is my personal favorite form of pet health insurance.

Pet health insurance essentials.

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Cats and dogs can be more expensive to insure than a house and contents in the UK

The French Bulldog is a money pit liability that remains the most popular dog breed in the UK

Cats and dog health insurance can cost more than combined home insurance (insuring the building and the contents). It sounds remarkable but here is an example concerning the most popular dog breed in the UK at the moment (2023): the French bulldog. On my research, to insure a young French bulldog will start at …

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Allegedly private clinics cash in on insurance money with false Lyme disease diagnoses

Private clinics are cashing in on insurance money with false Lyme disease diagnoses allegedly

There’s an interesting letter in The Times today (29-08-23) from a doctor, Dr. Matthew Dryden. He says that, in the USA, private clinics take advantage of “vulnerable patients” by allegedly deliberately wrongly diagnosing Lyme disease. This allows them to prescribe a long course of expensive treatment all paid for by health insurance. The issue …

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Top 10 pet health insurers in the UK and what insurance does not cover

Pet health insurance

It’s useful for cat and dog owners to know what others consider to be the best insurers and also to be aware of the exclusions to health insurance cover before embarking on purchasing a product. I am going to rely on Trust Pilot, the online review business to list the top 10 best insurers. …

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